Ïî÷òè êàæäûé âòîðîé æèòåëü Íèæíåãî Íîâãîðîäà – 49% íå èìååò ôèíàíñîâîé ïîäóøêè, êîòîðóþ ìîæíî èñïîëüçîâàòü â ñëó÷àå ïîòåðè èñòî÷íèêà äîõîäà. Êàê ñëåäóåò èç äàííûõ ïðîâåäåííîãî â ãîðîäå èññëåäîâàíèÿ, íèæåãîðîäöû íå÷àñòî çàíèìàþòñÿ ôèíàíñîâûì ïëàíèðîâàíèåì. Òàê, 42% çàÿâèëè, ÷òî ðàññ÷èòûâàþò ñâîè ðàñõîäû è äîõîäû íà ìèíèìàëüíûé ñðîê. Îêîëî 22% - íà ïîëãîäà-ãîä, è ëèøü 15% îïðîøåííûõ çàíèìàþòñÿ äëèòåëüíûì ïëàíèðîâàíèåì – íà ñðîê áîëüøå îäíîãî ãîäà.
Ó÷åò ëè÷íûõ ôèíàíñîâ â òîé èëè èíîé ñòåïåíè âåäåò 65% íèæåãîðîäöåâ. Èç íèõ 42% ïîäñ÷èòûâàþò ñâîè äîõîäû è ðàñõîäû ïðèìåðíî, à 23% — ñòðîãî. Íå êîíòðîëèðóþò ñâîè ôèíàíñû 33% æèòåëåé. ×åì ñòàðøå ðåñïîíäåíòû, òåì ÷àùå îíè âåäóò ëè÷íûé èëè ñåìåéíûé áþäæåò. Ñðåäè îïðîøåííûõ ñòàðøå 45 ëåò î òàêîì ïîäõîäå ñîîáùèëè 15%, à ñðåäè òåõ, êòî ìîëîæå 34, — ëèøü 9%. Ñòðîãèé ó÷åò ëè÷íûõ ôèíàíñîâ áîëåå õàðàêòåðåí äëÿ ãîðîæàí ñ äîõîäîì ñâûøå 80 òûñ. ðóá., ÷åì äëÿ òåõ, êòî çàðàáàòûâàåò ìåíüøå 50 òûñ. ðóá. — 19% ïðîòèâ 10% ñîîòâåòñòâåííî.
Òîò æå îïðîñ ïîêàçàë, ÷òî, îñòàâøèñü áåç ðàáîòû èëè èíîãî ñòàáèëüíîãî äîõîäà, 23% æèòåëåé Íèæíåãî Íîâãîðîäà ñìîãóò ïðîæèòü íà ñáåðåæåíèÿ îäèí-äâà ìåñÿöà, 10% — ìåíüøå ìåñÿöà. Îò òðåõ äî øåñòè ìåñÿöåâ çà ñ÷åò ôèíàíñîâîé ïîäóøêè áåçîïàñíîñòè ïðîäåðæàëèñü áû 8%, îò ïîëóãîäà äî ãîäà — 6%. Ëèøü 5% îïðîøåííûõ ñìîãëè áû æèòü áåç äîõîäîâ áîëüøå ãîäà.
Ôîòî: unsplash.com
1 íîÿáðÿ 2022 ãîäà, ÃÒÐÊ "Íèæíèé Íîâãîðîä"
Ýòî ïîêàçàë îïðîñ, ïðîâåäåííûé ðåêðóòèíãîâûì ïîðòàëîì SuperJob
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Ìû â ñîöèàëüíûõ ñåòÿõ:
Array ( [ID] => aicXL [BANNER] => [BANNER_PROPERTIES] => Array ( [ID] => 31 [CONTRACT_ID] => 1 [TYPE_SID] => inNewsDetail_1 [STATUS_SID] => PUBLISHED [STATUS_COMMENTS] => [NAME] => yandex Detail [GROUP_SID] => [FIRST_SITE_ID] => s1 [ACTIVE] => Y [WEIGHT] => 100 [MAX_SHOW_COUNT] => [SHOW_COUNT] => 0 [FIX_CLICK] => Y [FIX_SHOW] => N [MAX_CLICK_COUNT] => [CLICK_COUNT] => 5 [MAX_VISITOR_COUNT] => [VISITOR_COUNT] => 0 [SHOWS_FOR_VISITOR] => [DATE_LAST_SHOW] => 2019-07-20 00:14:42 [DATE_LAST_CLICK] => 2021-03-02 06:19:13 [DATE_SHOW_FROM] => [DATE_SHOW_TO] => [IMAGE_ID] => [IMAGE_ALT] => [URL] => [URL_TARGET] => [CODE] => [CODE_TYPE] => html [STAT_EVENT_1] => banner [STAT_EVENT_2] => click [STAT_EVENT_3] => #CONTRACT_ID# / [#BANNER_ID#] [#TYPE_SID#] #BANNER_NAME# [FOR_NEW_GUEST] => [KEYWORDS] => [COMMENTS] => [DATE_CREATE] => 2019-04-10 12:28:24 [CREATED_BY] => 11 [DATE_MODIFY] => 2022-10-24 11:23:33 [MODIFIED_BY] => 21 [SHOW_USER_GROUP] => N [NO_URL_IN_FLASH] => N [FLYUNIFORM] => N [DATE_SHOW_FIRST] => [AD_TYPE] => html [FLASH_TRANSPARENT] => transparent [FLASH_IMAGE] => [FLASH_JS] => N [FLASH_VER] => [STAT_TYPE] => COUNTRY [STAT_COUNT] => 0 [TEMPLATE] => [TEMPLATE_FILES] => a:0:{} [CONTRACT_MAX_VISITOR_COUNT] => ) [BANNERS] => Array ( [0] => ) [BANNERS_PROPERTIES] => Array ( [0] => Array ( [ID] => 31 [CONTRACT_ID] => 1 [TYPE_SID] => inNewsDetail_1 [STATUS_SID] => PUBLISHED [STATUS_COMMENTS] => [NAME] => yandex Detail [GROUP_SID] => [FIRST_SITE_ID] => s1 [ACTIVE] => Y [WEIGHT] => 100 [MAX_SHOW_COUNT] => [SHOW_COUNT] => 0 [FIX_CLICK] => Y [FIX_SHOW] => N [MAX_CLICK_COUNT] => [CLICK_COUNT] => 5 [MAX_VISITOR_COUNT] => [VISITOR_COUNT] => 0 [SHOWS_FOR_VISITOR] => [DATE_LAST_SHOW] => 2019-07-20 00:14:42 [DATE_LAST_CLICK] => 2021-03-02 06:19:13 [DATE_SHOW_FROM] => [DATE_SHOW_TO] => [IMAGE_ID] => [IMAGE_ALT] => [URL] => [URL_TARGET] => [CODE] => [CODE_TYPE] => html [STAT_EVENT_1] => banner [STAT_EVENT_2] => click [STAT_EVENT_3] => #CONTRACT_ID# / [#BANNER_ID#] [#TYPE_SID#] #BANNER_NAME# [FOR_NEW_GUEST] => [KEYWORDS] => [COMMENTS] => [DATE_CREATE] => 2019-04-10 12:28:24 [CREATED_BY] => 11 [DATE_MODIFY] => 2022-10-24 11:23:33 [MODIFIED_BY] => 21 [SHOW_USER_GROUP] => N [NO_URL_IN_FLASH] => N [FLYUNIFORM] => N [DATE_SHOW_FIRST] => [AD_TYPE] => html [FLASH_TRANSPARENT] => transparent [FLASH_IMAGE] => [FLASH_JS] => N [FLASH_VER] => [STAT_TYPE] => COUNTRY [STAT_COUNT] => 0 [TEMPLATE] => [TEMPLATE_FILES] => a:0:{} [CONTRACT_MAX_VISITOR_COUNT] => ) ) )
Íîâîñòè ïî òåìå
Array ( [ID] => L66Fm [BANNER] => [BANNER_PROPERTIES] => Array ( ) [BANNERS] => Array ( ) )